Motorcycle

Theft and vandalism

Your motorcycle was vandalized or stolen. What’s the next step?

Are you covered?

Yes, if you added coverage for damage to your motorcycle in your policy. That’s Section B of your policy (Comprehensive, Specified Perils or All Perils). Your insurer will deduct the amount of your policy deductible from the compensation amount.

In case of theft

Police report release

Contact the police as soon as possible. They will fill in and give you the number of the report.

Contact your insurer

Call your insurer or broker as soon as possible. Send him a copy of the police report number.

Agree on a settlement

Your insurer will replace your motorcycle according to the terms and conditions under your policy.

Indemnity payment

Depending on the agreement, your insurer may indemnify you or reimburse the dealer directly.

Your insurer will wait 30 days before compensating you. This is normal in case your motorcycle is recovered within this period.

In case of vandalism

Discover the five-steps process in case of vandalism. Your insurer will indemnify you within 60 days following receipt of your request and the supporting documents. For a speedy claims settlement, make sure you have all the relevant documents handy.

Short-term rental of a vehicle (Endorsement 20)

This coverage allows you to rent a car for a specified period of time, should you lose the use of your motorcycle following an accident.

Rundown of a settlement process in a vandalized motorcycle

Settlement process in a vandalized motorcycle

Police report release Contact your insurer Appraise the damage Agree on a settlement Indemnity payment

Take photos of the damage caused and contact the police as soon as possible. They will fill in and give you the number of the report.

Call your insurer or broker as soon as possible. Send him a copy of the police report number.

Your insurer will examine your motorcycle to appraise the damage and establish the cost of repairs.

Your insurer will repair your motorcycle according to the terms and conditions under your policy.

Depending on the agreement, your insurer may indemnify you or reimburse the garage directly.